Unique Client Situations Require Thoughtful Understanding and Analysis

PrinCap Offers Customized Solutions

These are real-life examples of how PrinCap achieved the outcomes the clients hoped for.

THE 3RD GENERATION HEIR
Client Situation
  • Third generation family member was about to receive large inheritance while finishing college studies and had recently become engaged to be married
  • Generation 1 and 2 family members were concerned their heir was not ready to make important financial decisions about investing, and there was no pre-nuptial agreement in place
  • A thoughtful action plan was needed, including educational help on his portfolio and the importance of making solid long-term decisions
Princeton Capital’s Advice
  • A long-term investment plan was recommended and approved
  • Advised client on tax-efficiency, cash flow planning, and wealth preservation
  • Scheduled recurring meetings to hand hold/educate the client on all aspects of financial decision-making
  • Customized a portfolio strategy that created a comfort level with understanding risk/return tradeoffs
Outcome
  • Portfolio was structured/optimized to minimize potential taxation  
  • Client communicates regularly with his Princeton Capital advisor and views ongoing financial education as an important component of relationship
  • Continuity and familiarity with this multi-generational relationship benefits everyone by adding peace of mind
TRANSITION AFTER A SIGNIFICANT LIQUIDITY EVENT
Client Situation
  • Entrepreneurial client sold a business that took years to build, creating a liquidity event 
  • Client sought a trusted advisor to ensure family’s investable wealth was protected, oversee the management of foundation to share their good fortune through philanthropic giving, and input and help with the next business project that was very different from the business sold
Princeton Capital’s Advice
  • Customized a portfolio plan to protect and grow the proceeds of the sale of the business
  • Advised client on risk/reward portfolio optimization
  • Minimized taxes on income from portfolio
Outcome
  • Client achieved greater peace of mind about her financial situation
  • PrinCap protected the family’s interests and simplified the complexities of their financial situation
  • Managed a smooth transition into the next phase of this long-standing relationship
  • PCM coordinated tax, accounting, and other service providers to ensure holistic oversight
  • Introduced the client to entities that could provide insight and guidance to the client’s new business venture

“All the investment advisory business has to offer is its ability to listen, its intellectual capital (or way of thinking) and an abiding belief in serving a client’s best interests.”